Bajaj Housing Finance has delivered impressive financial results for the third quarter with profit after tax increasing twenty one percent year on year to reach ₹665 crore. The company also reported a nineteen percent rise in net interest income, reflecting steady growth in its lending operations and efficient management of financial resources. These results demonstrate the company’s resilience in a competitive housing finance sector and its ability to maintain profitability despite macroeconomic challenges.
The growth in PAT and NII was driven by higher loan disbursements across retail and affordable housing segments. Bajaj Housing Finance has focused on expanding its portfolio while maintaining disciplined credit practices. Efficient cost management and targeting high yielding assets contributed to improved margins and overall profitability.
Analysts highlight that the strong quarterly performance reinforces confidence in the company’s business model. The increase in net interest income shows that lending activities are scaling effectively while sustaining healthy interest spreads. This also suggests that the company is well positioned to benefit from the continued demand for housing finance in India.
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